TOP 3 ideas where to invest 500,000 rubles to earn

Greetings! As you know, investors are divided into two types: "keepers" and "multipliers". The task of the former is to preserve capital and protect it from inflation, devaluation and other savings eaters. The “custodians” also include those who have just begun to form future capital and do not have large sums for investment. Or afraid to take risks.

But if you have half a million rubles in your hands, you should think about how to make a million or more out of them. So - welcome to the club of "multipliers"!

Today we will talk about where to invest 500,000 rubles to earn? And do not forget about financial risks - this eternal fly in the ointment in a barrel of highly profitable investments.

In Russia, many believe that it is possible to invest profitably only in something “tested”. If you already invest in stocks, then Microsoft or, at worst, or.

In fact, this approach is far from the most profitable. Agree, it is unlikely that the capitalization of the "giants" will grow tenfold over the next couple of years. After all, companies like Google are already worth billions of dollars!

Yes, such investments are reliable and resistant to fluctuations in the stock markets. But they do not bring investors a lot of money. A small investor will not be able to speculate on the shares of blue chips. And the dividend yield on such shares is offered at the level of .

Securities of companies of the "second and third" echelons look much more promising. Their growth potential is practically unlimited. The investor is left with a mere trifle: correctly assess the prospects with the help of fundamental and technical analysis.

By the way, I advise you to treat the reviews of "independent" analysts with caution. Firstly, any specialized publication (or private expert) receives money for their reviews. Secondly, every person is prone to make mistakes. And even more so for a financial analyst. Remember which of the experts predicted a sharp drop in oil prices on the eve of 2014?

Let me remind you that fundamental analysis evaluates a company by its financial performance. And technical - the dynamics of stock quotes on the stock market. A simple "cheat sheet" helps to understand the difference between the two types of analysis. FA answers the question: “What to buy?”, and TA answers the question: “When to buy?”.

1. "Buy and hold". The essence of the strategy lies on the surface. Investor's task: to buy a security at a low price and sell it at a peak
2. Reinvestment. Essence: a gradual increase in the investment portfolio through new shares
3. Up game. The bottom line: we are waiting for the crisis and buying up securities for the conditional "three kopecks". We are waiting for the end of the crisis and we are selling shares for the conditional “three rubles”. Only experienced investors can afford such a strategy. And even then - only those who are not afraid to take risks

To mutual funds

Internet hypermarket "Sletat.ru" (second place in the ranking)

Since 2010, the Sletat.ru company has been providing travel companies with its platform on the Web for posting offers. The essence of the service: instant selection of tours to anywhere in the world.

Sletat.ru began building its franchise network in 2014. Today it has 377 franchise points throughout Russia: from Khabarovsk to Kaliningrad. Every year each agency sells vouchers for almost 30 million rubles.

Starting investments in the Sletat.ru franchise are 200,000 rubles. The amount of annual profit is estimated at 1.4 million rubles.

Shop selling steel and ceramic Japanese knives Samura (fifth place in the ranking)

Samura Rus was founded by Alexei Yakovlev in 2010. He decided to promote custom-made knives in the middle price segment. The target audience is amateur cooks.

To promote products, Alexey actively uses advertising on TV. For example, hosts of such popular culinary shows as Smak and Eat at Home use his knives. Samura knives can be sold by franchisees at a markup of 100% or more.

Starting investment in the Samura franchise is 500,000 rubles. The annual profit is estimated at 2.5 million rubles.

Transportation of goods, cargo and business correspondence CDEK (sixth place in the ranking)

Initially, CDEK was conceived as a banal online store in Novosibirsk. But faced with serious delivery problems in Siberia, the founders of the company came to grips with the development of efficient logistics.

Over time, the main sales faded into the background. And the direction of express delivery has gone far beyond Siberia and the Far East. Today, CDEK sends goods, goods and business correspondence all over Russia and beyond.

In 2016, the number of CDEK franchise outlets increased by 40%. And according to the founders of the company, this is just the beginning.

Starting investments in the CDEK franchise are 350,000 rubles. The annual profit is estimated at 2.25 million rubles.

Where not to invest?

Firstly, in dubious tools: hype, MLM games, and so on. Believe me, in such projects, only their organizer remains in the black. But not ordinary participants. I advise you to scroll through a couple of topics on the MMGP forum in the “Hyips” section to the end.

Secondly, in 2018 it is not the time to invest in “eternal” values: apartments or gold (this is my personal opinion). It is unlikely that it will be possible to make money on such conservative assets at the peak of the crisis. And the start-up capital will simply be frozen for 5-7 years.

But seriously, a universal answer to the question: “Where to invest 500,000 rubles?” does not exist. Much depends on your goals and planning horizon.

Before investing somewhere half a million dollars, you need to understand why and for how long you are investing. Otherwise, you are at serious risk of becoming a victim of scammers! But, having answered these questions, you can build a simple investment plan and choose it to solve your problems (which 95% of those who decide to invest their money do not do!).

Well, if your goal is not, but to unwind as quickly as possible, then there is only one way out: to create your own business or startup.

Where are you investing?