TOP 10: Profitable debit cards with cashback

Would you like to know how to return from 1% to 30% of the money spent on a bank card? Take a look at the best deals debit cards» Russian banks with a cashback option, allowing you to make a profit and save money without any additional effort on the part of the holder. The publication will introduce you to the most profitable debit cards, help you compare conditions and get acquainted with the advice of financial experts.

Tinkoff Black card from Tinkoff bank


  • age from 18 to 75 years;
  • having a passport.
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  • favorable interest on the balance: up to 8% per annum for up to 300 thousand rubles. and 4% over 300 thousand rubles;
  • cashing out funds from 3 thousand rubles. in any ATMs of the world without commission;
  • 1% cashback for any purchases, 5% for certain categories determined by the bank and up to 30% in the Internet bank in the category of offers from bank partners;
  • free service, subject to a minimum account balance of more than 30 thousand rubles, a deposit or loan opened by the client;
  • mobile banking, internet banking and SMS info at no extra charge.

All Inclusive card from Promsvyazbank

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  • 2-5% cashback in the "Entertainment" category;
  • income on the balance of money from 4 to 6.5%;
  • monthly payment of bonuses;
  • SMS info service from 0 to 59 rubles. per month;
  • free service, subject to maintaining a balance of at least 30 thousand rubles, transferring salaries and making card transactions;
  • free Internet banking and mobile banking services;
  • cash withdrawal at any ATM without commission.

Bank card in your pocket from Russian Standard bank

Debit card Bank in your pocket is beneficial for storing and using personal funds. A high interest on the balance of money and a cashback of up to 20% per annum attract customers who meet the following parameters to issue a debit card:

  • age from 18 to 75 years;
  • Russian passport.
  1. The mobile banking service will help you control the movement of funds on your card account. In case of fraudulent actions, the client receives a notification of the change and has the opportunity to immediately block the card.
  2. When choosing a debit card for storing and using money, you should pay attention to the reliability and reputation of the financial institution that provides and maintains the card account. When choosing a bank, the availability of ATMs and terminals for replenishing and withdrawing money for the client is taken into account. Withdrawing funds through an ATM of another bank in most cases involves a commission.
  3. Debit with Visa Electron, MasterCard Unembossed or Maestro systems can be used as a tool for withdrawing cash and paying for purchases in stores due to the low cost of service. Visa Classic, Gold and Platinum will provide more benefits and security to the holder along with higher service costs, as will MasterCard Standard, Gold and Platinum.