How to earn money for an apartment. How to save money when shopping

• 1. How to buy an apartment
• 2. How to earn money to buy an apartment
• 4. Conclusion

To have your own housing, even if very modest, but your own, is the dream of millions of residents of small towns and huge cities. It just so happened that the ordinary human need for normal living conditions has turned into an inaccessible luxury. Although, there are some tips that, if they do not solve the problem, then they will certainly bring you closer to the realization of your cherished goal.

1. How to buy an apartment

Most of them have to take mortgage loans, and for the next 10-20 years try to eat less, work more, not rest, and never get sick. A mortgage is suitable if, by the time you decide to buy a home, you live in a rented apartment, which means that you pay a certain amount every month. Then it is more logical to spend the same amount to pay off the loan for the apartment in which you live and buy.

A married couple, where both spouses work, is a little easier to cope with this task. In such cases, you can live on one salary, and take the other to the bank. The situation is complicated if there are children, then the expenses increase significantly. However, they can also help you save money to buy an apartment.

You can take advantage of state assistance in the form of the Maternity Capital, Young Family programs or other benefits that are provided in your region.

2. How to earn money to buy an apartment

When deciding to earn money for an apartment, you need to be ready to give all your best in one or even two jobs. You may have to take advanced training courses, or even get an education in another specialty. The best option would be a promotion at your job, which will allow you to earn enough money to save some of the part in the piggy bank, and save you from having to work at several jobs 24/7.

Method number 1 (author's technique)

How to earn money for an apartment in Moscow plus get 45,000 cash flow per month

Download step by step plan (PDF)

“How to move into your apartment in an apartment building in 2 months, and rent out the rest”

Way to earn money for an apartment number 1

If you have any knowledge or experience in any field, it is not necessary to move to the north, since in the 21st century there are a large number of ways to make money on the Internet, without even having to leave your home. To do this, you need to register on freelance sites (FL.ru, freelance.ru, etc.), find highly paid tasks from customers, and you will see that payment for your work on the Internet cannot be compared with your previous salary. Of course, in order to be in the field of freelancing, it will take some time to accumulate knowledge and experience.

Earn money for an apartment with your own hands using freelance sites. Earn money without leaving home thanks to your knowledge and skills

Way to earn money for an apartment number 2

It is also possible to earn money for an apartment in the foreign exchange and stock markets, given that you can still receive your earned money without leaving your home. In order to try and start playing on the stock market or the Forex market, you do not need higher education or certain knowledge, just the desire to earn money is enough for this. Having initial capital, you can invest your money in shares of large state-owned companies or shares with a large state stake (Gazprom, Sberbank, etc.). There are also many other financial instruments that brokerage companies can offer you. (Finam, BCS, ALOR, etc.)

Way to earn money for an apartment number 3 - investing

Investing in real estate under construction has long been popular among investors, as it is not only an investment to save money, but also to increase money. But before investing and making money on it, the question arises - when and at what stage of construction is it profitable to invest money? Is it better to invest money from the "pit" - from the earliest stage of construction or wait until the house is 80-90 percent completed?

The advantage of investing in real estate in the first stage of construction is the attractive low cost of real estate. As a rule, real estate is constantly growing, and if you sell an apartment after building a house, and invest money again in housing under construction, then the difference will be your income.

Disadvantages and cons of this income

• In order to buy an apartment at the initial stage of construction, you will need an impressive amount of money, but you will have to take a risk and take a loan, on credit, etc.
• There is a risk that the property will never be completed. Therefore, you need to carefully approach the choice of the developer. Do not regret and spend time and money on studying this issue in more detail so that there are no misunderstandings in the future.

Pros and Benefits

• housing (apartment) will cost you much cheaper;
• no expenses for collecting various certificates, insurance, apartment appraisal, etc.;
• choose your favorite layout of your apartment.

How to make 100% per annum on investing in new buildings. Watch the video:

Download the New Building Appraisal Checklist from Nikolay Mrochkovsky

All the secrets and nuances of investing in new buildings

3. How to save money on buying an apartment

Competent savings and a reasonable approach to buying an apartment will help you quickly collect the necessary amount and, ultimately, acquire the cherished square meters. If you don’t know how to save and save money correctly, even if you have a small salary, then we recommend reading.

Key points when buying an apartment

• buying an apartment in new buildings is always cheaper than buying a second home. Moreover, at an early stage of construction, the cost of your apartment can be significantly lower than at the final stage. However, given the number of unscrupulous developer companies, such a purchase can be a rather risky undertaking, which, in a good scenario, will help you save about 30-40% of the cost;
• suburban housing or in outlying areas of the city is cheaper than in the city and its center. Of course, such areas do not have a developed infrastructure, and there are problems with transport and time costs, but given the current pace of construction and urban growth, everything may change soon. Then the value of your apartment will grow significantly;
• refurbishment is another article where you can save money. If you do it from scratch and on your own, then a pretty tidy sum will come out. Therefore, it is worth considering the option of purchasing an apartment with a primary finish;
• you can buy an apartment, as they say, gradually. To start with, buy a room, then a small family or a studio, in order to save up more money, sell your old home and move to more comfortable conditions.

4. Conclusion

In a word, the main secret of how to earn money for an apartment is endless work, self-development and constant movement. You should not wait for money or ready-made housing to appear by itself, which, by the way, is also not excluded.