Business ideas for 100,000 rubles

You can open your own business even without initial capital, therefore, having a budget of 100,000 rubles, the entrepreneur has an increased chance of a quick payback on the funds invested in the business. In order for entrepreneurship to bring tangible income, you must first draw up a business plan in which each item of expenditure must be thought out and planned.

Business for 100,000 rubles

Sphere of trade

Trade is one of the most popular and promising business areas.

The main task of an entrepreneur who has chosen a sales niche is the correct selection of the subject of trading operations. It must be in demand in the area where it is planned to conduct activities, and its purchase cost is commensurate with the amount invested in the business.

Trade area

When drawing up a business plan, one should take into account the need for registration and permits, as well as renting space for work. To form a showcase, a diverse product range is needed, the appearance of which will be an advertisement for the store.

In case of a shortage of funds for the purchase of products, it is possible to agree with the supplier on a documented commodity credit with a loan period until the moment the products are sold. You should be ready to provide security for return guarantees, expressed in a pledge of property, the price of which is commensurate with the parameters of a commodity loan.

To meet a small budget without loans, you should initially plan a small format business that does not require investment in the purchase and equipment of a retail outlet, as well as obtaining permits. For a quick return on investment, the cost of raw materials and materials should allow you to increase sales by more than one hundred percent. A great business idea is to sell:

• bijouterie;
• accessories;
• household goods;
• books;
• newspapers;
• magazines.

You can make good money on food products that are in demand, such as bread, milk, ice cream and soft drinks. However, having chosen a food trade niche, you will have to worry about the seller undergoing a special medical examination, which is necessary for the SES authorities to obtain permission to conduct activities in the food sector.

Bijouterie trade

An excellent idea for making money that does not require impressive investments is the organization of exit points in villages and towns for the sale of goods that are in daily demand. Making coffee at relocated outlets will allow you to adjust the desired level of purchasing power. As an alternative, seasonal sales can be considered, the implementation of which is possible without the equipment of a permanent point of sale. Her subject can be vegetables, fruits, milk and meat.

Financial operations

Travel business

Earnings in the field of financial transactions have always been considered a profitable niche, since competent investment of funds allows you to get a high percentage of profit at minimal cost. 100 thousand rubles for a business in the financial sector is enough to invest in projects. To reduce the risk of losses, it is recommended to divide the investment amount into several portfolios. The loss received in one of them will be covered by the profit from the other.

Loans

Having invested up to 100 thousand rubles in a business, you can start lending to individuals. Implementation of the idea is possible through specialized services, which include electronic payment systems. Despite the fact that credit sites provide guarantees for the safety of the funds issued, you should not issue a loan in the entire amount at once. It is recommended to break it down by 10 thousand rubles, since when registering a relationship with a dishonest borrower, you will have to look for a debt buyer, which will take time, and also lose the potential profit that you could get for it.

Scope of lending

An alternative business option in this area is to open your own credit institution that offers short-term loans to anyone in need of financial assistance. To implement such an idea, one should register in the status of a business entity and rent an office for negotiations with clients. In this perspective, it is better to issue loans secured by property. To do this, you need to establish relations with a notary who would provide services for paperwork for a fee.

Read also: How to become a millionaire: tips

stock markets

Considering business ideas for 100,000 rubles, it is worth noting separately earnings in the forex financial markets, as well as using the binary options service. There are several ways to make a profit in this area, but they all involve opening an individual account and investing funds.

The principle of earning on Forex is a profitable purchase with the subsequent sale of a trading instrument. Binary options involve the need to place bets on the increase or decrease in the quotes of a currency, metal or futures.

Those who wish to understand the nuances of the functioning of the business are recommended to start working with a demo account. Operations with real money should be carried out only when decent results are achieved on the demo version of the account. Considering the possibility of obtaining passive income in this way, funds can be invested in a PAMM account by first selecting a trader on a specialized service that provides monitoring data on their performance.

Financial services

A great idea, for the implementation of which it is easy to fit into 100,000 rubles, would be to buy a terminal for making payments. The cost of equipment ranges from 30,000 to 60,000 rubles. Its maintenance is simple, so this task can be easily handled on your own.

Since the terminals are installed in the buildings of organizations, it is necessary to draw up a contractual relationship with their owner for the provision of a lease of a premise of a certain size. Agreements must also be concluded with all organizations in respect of which it is planned to receive funds from clients.

The income of the owner of the financial terminal is formed at the expense of commission charges, the amount of which is set by the owner independently. Some counterparties pay for services for the funds received and transferred to a specific current account. Their cost can reach up to 10 percent of the payment made.

Beverage preparation

Business on coffee machines

The realization of the idea of ​​earning money, which is based on the preparation of drinks, is possible by investing in the purchase of special machines that will automatically produce coffee, tea and lemonade after the client makes a payment. The personal presence of a businessman, his representative or an employee is not required. It is enough to bring water and ingredients for making drinks in a timely manner. Its elements are filled into special cells, and subsequently mixed, heated or cooled, depending on the type of activated operating mode by the buyer, due to its selection by pressing a button.

Internet business

Choosing which business can be opened for 100 thousand rubles, many decide to invest in Internet projects. Entrepreneurial opportunities in this area are wide, since the business does not involve investing in real estate, rent, equipment or raw materials.

You can earn a good profit for your ability to navigate in the ever-changing modern world.

Having opened an online store, the entrepreneur will have to spend money on the purchase of goods, as well as on the development of the site and on its advertising. Knowledge in the field of SEO optimization and SMM promotion will save a large amount. The payback of the project does not exceed one year with a competent approach to business.